Last updated: September 19, 2025

Welcome to felixokoth.com (the “Site”), owned and operated by Felix Okoth (“we,” “us,” or “our”). By accessing or using the Site, you agree to these Terms & Conditions (the “Terms”) and our Privacy Policy. If you do not agree, please do not use the Site.

You must be 18 years or older and have authority to agree to these Terms.

1) Use of the Site
• You may use the Site for lawful purposes only and in a way that does not impair, overload, or interfere with the Site or others’ use of it.
• You agree not to attempt unauthorized access to any part of the Site or its systems.

2) Intellectual Property
• All content on the Site—including text, designs, graphics, images, audio/video, downloads, and especially proprietary frameworks such as the 3-Phase Transformational Journey™ and the 7 Pillars of Self-Leadership Mastery™ (plus related models)—is owned by us or our licensors and protected by IP laws.
• Except where a specific license is granted (e.g., access to a purchased digital product), you may not copy, reproduce, distribute, modify, create derivative works, publicly display, or exploit our content without prior written permission.
• Any license granted for purchased materials is for personal, non-transferable, non-commercial use by the purchaser only.

3) User Submissions & Reviews (User-Generated Content)

Where the Site allows you to post or submit content (e.g., comments, testimonials, reviews):
• You represent you own or control the rights to what you submit, it’s accurate, and it does not infringe any rights, contain malware, or violate laws.
• You grant us a non-exclusive, worldwide, royalty-free, perpetual, irrevocable license to use, reproduce, modify, publish, translate, distribute, and display your submitted content (including your name/handle as submitted) for any lawful purpose, including marketing.
• We may (but are not obligated to) monitor, edit, or remove content at our discretion.

4) Coaching & Services Disclaimer
• The Site and any coaching, courses, or resources are for educational and professional development purposes. We do not provide medical, psychological, legal, tax, or financial advice. Results vary based on many factors; you are responsible for your decisions and outcomes.
• If you need professional advice, consult a qualified professional.

5) Purchases, Payments, Refunds, Cancellations
• Prices and payment terms are shown at checkout or in your service agreement. Payments are processed by third-party providers.
• Unless a specific guarantee or refund policy is stated at purchase, coaching sessions, digital downloads, and delivered services are non-refundable.
• Rescheduling and cancellation terms (if applicable) are as stated on the checkout page or in your service agreement.

6) Affiliate Links & Disclosures
• We may include affiliate links or recommendations. If you purchase through these links, we may earn a commission at no extra cost to you. We disclose affiliate relationships where required.

7) Third-Party Sites
• The Site may link to third-party websites or services. We are not responsible for their content, policies, or practices. Access them at your own risk.

8) Privacy
• Your use of the Site is also governed by our Privacy Policy, which explains what we collect and how we use it.

9) No Warranties
• The Site and all content are provided “as is” and “as available.” We make no warranties—express or implied—about accuracy, reliability, availability, or fitness for a particular purpose. We do not promise the Site will be uninterrupted or error-free.

10) Limitation of Liability
• To the fullest extent permitted by law, we are not liable for indirect, incidental, special, consequential, punitive, or exemplary damages of any kind arising from your use of (or inability to use) the Site or any content/services.
• Our total liability to you for any claims will not exceed the amount you paid to us for the applicable product/service or USD $100, whichever is greater. Some jurisdictions do not allow certain limitations—if so, those limits apply to the maximum extent permitted.

11) Indemnification

You agree to indemnify, defend, and hold harmless us and our representatives from any claims, damages, liabilities, losses, and expenses (including reasonable attorneys’ fees) arising out of: (a) your use of the Site or services; (b) your breach of these Terms; or (c) your violation of any rights of a third party.

12) Changes to the Site or Terms

We may modify, suspend, or discontinue any part of the Site at any time without liability. We may update these Terms from time to time. Changes are effective upon posting the updated date above. Your continued use means you accept the changes.

13) Compliance & International Use

The Site is controlled from the United States. If you access it from elsewhere, you’re responsible for compliance with local laws.

14) Dispute Resolution; Binding Arbitration; Class Waiver (U.S.)

If a dispute arises out of or relates to these Terms or the Site (a “Dispute”), the parties will first attempt good-faith informal resolution. If unresolved, the Dispute shall be resolved by confidential, binding arbitration under the Federal Arbitration Act and administered by a reputable provider (e.g., AAA or JAMS).
• Venue: Hennepin County, Minnesota, USA (or virtual/telephonic as permitted).
• No jury trial. Limited discovery and appeal rights as under arbitration rules and the FAA.
• Class Action Waiver: Disputes are handled individually; no class, consolidated, or representative actions.

You may seek individual claims in small-claims court where allowed.

15) Electronic Communications

By using the Site or emailing us, you consent to receive communications electronically. Electronic notices satisfy any legal requirement that such communications be in writing.

16) Severability; No Waiver; Entire Agreement

If any provision is found invalid or unenforceable, the remaining provisions remain in full force. No waiver of any term is a continuing waiver. These Terms (plus the Privacy Policy and any purchase-specific terms) are the entire agreement between you and us regarding the Site.

17) Governing Law

These Terms are governed by the laws of the State of Minnesota, USA, without regard to conflict-of-law principles.

18) Contact

Questions about these Terms?

Email: felix@felixokoth.com
Site: www.felixokoth.com